Are you a parent of a special needs child? Do you often worry about your child’s care after you die? Such thoughts are common for parents, grandparents, and providers of special needs individuals. If you care for a loved one with special needs, consider educating yourself about planning for such a loved one. One important

Many parents open a 529 plan with the expectation that their child will one day attend college or pursue higher education. When a child later receives a disability diagnosis, it is natural to question whether a 529 is still the right savings vehicle. For children with intellectual disabilities (ID) or significant developmental challenges, a 529

When it comes to saving for college, 529 plans are one of the most powerful tools available. They offer tax-deferred growth and tax-free withdrawals when used for qualified education expenses. But while these accounts are generally straightforward, things can get more complicated when a 529 plan is owned by a trust. Let’s break down what

Several important changes to Supplemental Security Income (SSI) went into effect in September 2024. This blog may be a little delayed in covering them, but I believe it is never too late to try and simplify complex policies. My goal here is to break down the updates into plain language and explain them with everyday

For parents of higher-functioning children with disabilities, one of the key decisions when their child turns 18 is whether guardianship is necessary. While the goal is often to help children live as independently as possible, there are situations where additional support may be needed, particularly in making significant decisions. Striking the right balance between independence